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Terms of Agreement

Code of Conduct

In using this Service, you must behave in a civil and respectful manner at all times. Further, you will not:

  • Act in a deceptive manner by, among other things, impersonating any person;
  • Harass or stalk any other person;
  • Harm or exploit minors;
  • Distribute "spam";
  • Collect information about others; or
  • Advertise or solicit others to purchase any product or service within the Site (unless you are an official partner or advertiser and have a written agreement with us).

The Site owner has the right, but not the obligation, to monitor all conduct on and content submitted to the Service.

Membership

REGISTRATION: To fully use the the Service, you must register as a member by providing a user name, password, and valid email address. You must provide complete and accurate registration information and notify us if your information changes. If you are a business, government, or non-profit entity, the person whose email address is associated with the account must have the authority to bind the entity to this Agreement.

USER NAME: We encourage you to use your real name. If you are a business, government, or non-profit entity, you must use the actual name of your organization. You may not use someone else's name, a name that violates any third party right, or a name that is obscene or otherwise objectionable.

ACCOUNT SECURITY: You are responsible for all activity that occurs under your account, including any activity by unauthorized users. You must not allow others to use your account. You must safeguard the confidentiality of your password. If you are using a computer that others have access to, you must log out of your account after using the Service.

Content Restrictions

You may not upload, post, or transmit (collectively, "submit") any video, image, text, audio recording, or other work (collectively, "content") that:

  • Infringes any third party's copyrights or other rights (e.g., trademark, privacy rights, etc.);
  • Contains sexually explicit content or pornography (provided, however, that non-sexual nudity is permitted);
  • Contains hateful, defamatory, or discriminatory content or incites hatred against any individual or group;
  • Exploits minors;
  • Depicts unlawful acts or extreme violence;
  • Depicts animal cruelty or extreme violence towards animals;
  • Promotes fraudulent schemes, multi level marketing (MLM) schemes, get rich quick schemes, online gaming and gambling, cash gifting, work from home businesses, or any other dubious money-making ventures; or Violates any law.

Life insurance provides a range of benefits, both for the policyholder and their beneficiaries. For the policyholder, life insurance offers financial security and peace of mind. In the event of the policyholder's death, life insurance provides a lump sum payment to the beneficiaries, ensuring that they are taken care of financially. This can help cover immediate expenses such as funeral costs, medical bills, and outstanding debts. Additionally, life insurance can also provide long-term financial support for the beneficiaries. This can include replacing lost income, funding education expenses, and maintaining their standard of living. Furthermore, life insurance can also serve as an investment tool. Policyholders can choose to opt for policies that have a cash value component, such as whole life or universal life insurance. These policies allow the policyholder to accumulate cash value over time, which can be accessed or borrowed against if needed. Overall, life insurance offers financial protection and support for both the policyholder and their beneficiaries. In addition to the financial benefits, life insurance also provides psychological benefits. Knowing that you have life insurance coverage can alleviate stress and anxiety, as it provides a sense of security for you and your loved ones. It allows you to plan for the future and ensure that your loved ones are taken care of financially, even in your absence. Additionally, life insurance can also have a positive impact on the economy.